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Posts from November 2007

Watchoverya - Financial Leeway

It's the key to personal financial freedom, and it's biblical.  Financial leeway:  What you have left over at the end of the tithe, savings, bills, etc. 

Now, I know that a simple illustratin (like the ten $1 bills I use in this message) does not cover every circumstance.  For instance, I didn't reference what dollar is to cover food, medicine, other needed costs, etc.  That, I believe would have to come out of that money I referenced earlier in the message for obligations.  Anyway, I don't want you to miss the point by a faulty illustration.  The point is that all the money belongs to God.  We are just managing it.  Manage it wisely.

Next year, we are partnering with Crown Financial Ministries to help those in our church and community discover and develop a plan for financial freedom.  I recommend you check out their site at for more information on what they have to offer and articles that may be specific for your situation.  Also, please know that through our church (First Baptist Orange Park) we offer certified Crown Financial Budget Coaches who can help you in this endeavor.  Just don't leave it to chance.

I first heard Andy Stanley present these points and thought they were so relevant and important.  I wanted to share them with you. Check out these steps to freedom.

Dollar Download 01_watchoverya_leeway.mp3 

Wisdom from Titus 3

I was reading last week through my daily Bible passages and found myself in Titus 3.  Now, I have read this chapter over and over, but this time something struck me.

Here's a little background on the Letter to Titus.  Paul was the author and was writing to a Gentile convert named Titus.  Titus had previously served as a partner with Paul in his journeys and even served with him for a time in Corinth.  In approximately AD 6364, sometime after they left Timothy behind in Ephesus, Paul and Titus traveled on to Crete.  After a brief visit Paul then left Titus behind to help provide leadership for the Cretan churches.  Subsequently the apostle wrote this letter and had it delivered to Titus.

Now, my belief is that even though the writings are thousands of years old in the Bible, they are more than history.  They have modern-day applications.  The principles are timeless and are valuable to the church and to the modern believer.

Paul's theme throughout this letter was the grace of God.  However, some believers were missing this key teaching, just like today.  So often in today's religious circles and churches a legalistic system begins to develop.  When this happens, the mission is forgotten.  I believe it's the Enemy's tactic - to have us focus on things other than the main thing (i.e. the Great Commission and Great Commandment.)

So, here I am reading Titus 3 and I came across this passage. . .

9But avoid foolish controversies and genealogies and arguments and quarrels about the law, because these are unprofitable and useless. 10Warn a divisive person once, and then warn him a second time. After that, have nothing to do with him. 11You may be sure that such a man is warped and sinful; he is self-condemned.

It was as if God was saying to me "You can get so bogged down in debating the minutia of life and miss the point.  Don't do this!  Don't waste your time.  Don't become a divisive person.  BTW - here's how you deal with divisive people."  Wow!  Burning bush?  Maybe.  Definitely a powerful passage.  Let me know what you think of when you read this passage.  Leave a comment.

What's Up With This "Store?"

I was asked this question not too long ago.  What store?  The question was referring to "David Tarkington's Get Real Store" linked here.

So, what is this?  It's a feature provided by that allows a user to create a specialized store featuring items they sell. 

Do I make any money off this?  Unfortunately, no.  I wish I did.  It's basically a listing of books, movies, music, etc. that I either have or recommend.  I think one person has purchased something from it so far.  That one person was me.  I bought a Keith Urban CD.

So, I have a virtual store.  Have fun shopping.

1 - Watchoverya - Who's In Charge?

  • 75% of Americans live paycheck to paycheck.
  • 95% of married couples fight about finances.
  • #1 cause of divorce in


    is financially related.
  • Average 28 year old has over $66,000 in debt.
  • Last year the average American spent $1.22 for every $1.00 earned.
  • 62% of Americans will retire with less than $10,000 income per year.Watchoverya_copy

Download 101_watchoverya_whos_in_charge_.mp3